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Video instructions and help with filling out and completing no 4506 t mortgage
What's up hey this is great back men from the Beckman mortgage team here just giving you a quick update a quick tip trying to do this on a consistent basis for you guys and gals we have a program called w2 program okay so what does that mean a lot of times if somebody is a w-2 employee sometimes they write off some items for their business well we don't need to see tax returns under this program which is pretty cool because if you write stuff off what happens is that it decreases your income for qualifying now you and me and and everybody else knows that hey you like you do make this money but you write it off for taxes when it comes to the evil underwriter what they look at is basically taking that off your income so for an example let's say you make $50,000 w2 but you you're a teacher and you write off stuff during the summer you know odd jobs travel you know to do these jobs or anything and let's say that that comes up to $5,000 basically your income would be forty-five thousand okay under the w-2 program we don't need to see your tax return so we don't even submit your tax returns we don't do any search and double-check those tax returns always submit is the w-2s and go off of that okay which is pretty darn cool okay because that's we've had three files in the past 30 to 45 days where they would not have qualified but since we have this program w2 program we don't need to see their their tax returns which is pretty awesome so let me know what this helps let me know if you did not know this before and you can reach me on three eight six two zero two two two seventy seven or four two three five three five nine six nine seven have a great blessed day see you tomorrow bye.